Career Highlights
22 Years
Industry Leadership Experience
Banking & Telcos
Primary Sector Expertise
1M+ Monthly
Transactions Scaled
ISO 20022
Standards Contributor & Author
Key Projects

Co-authored the first API standard published in ISO 20022.

iso20022.org →

Built and scaled Swift's Payment Pre-validation service.

swift.com →

Applied pseudonymised account analytics within Payment Pre-validation.

swift.com →

Built the incoming payment tracker (BeneTracker) in BNP Paribas Connexis Cash.

cashmanagement.bnpparibas.com →

Launched the BNP Paribas Connexis Cash Mobile App.

apple.com →

Adapted BNP Paribas Connexis Cash to South Korean market practice.

bnpparibas.com →
Executive Overview

At Swift, as Senior Product Manager, he provided the vision and the strategic roadmap behind the Pre-validation API product. He co-created this product with Tier-1 Banks, Central Banks, Payment Networks, and fintechs, and scaled it from zero to over 1 million monthly transactions and 200 customers in 3 years.

His expertise spans cross-border payments, open banking, real-time/instant payments (SEPA Instant, Faster Payments, Korean HOFINET), and ISO 20022 messaging. He represented Swift in the European Payment Council's Verification of Payee work block and contributed to the publication of the first API standard in ISO 20022.

Cross-functional partnership with Engineering, Architecture, Cybersecurity, Risk & Compliance, Commercial teams, and Executive Leadership allowed him to deliver products that are not only technically sound, but also secure and compliant by design. He authored the board paper that secured executive sign-off for a sensitive data privacy initiative, and met directly with Swift's customer representatives to secure stakeholder alignment ahead of board review.

At BNP Paribas, Nicolas led and mentored a team of 10 Product Managers overseeing a €10M annual portfolio spanning SEPA, PSD2, SEPA Instant, and non-European payment schemes across 52 countries. He created a customer centricity focus and made sure customer insights were used in everyday decisions.

He also ran a change program in a 150-person product organization at BNP Paribas, using Kotter's 8-Stage Framework, to reduce time to market and improve alignment between product and customer expectation. In parallel, he audited his department product portfolio to remove non-performing products and cut annual costs by over €500K.

An INSEAD Global Executive MBA graduate with an MSc in Electrical Engineering, Nicolas is now seeking a VP Product role where he can bring 22 years of standards leadership, data-driven decision making, team-building, and board-level influence to a global payments platform.